Independent Bank Online Banking Login

Independent Bank was founded as First National Bank of Ionia in 1864. The bank operates 63 offices across Michigan’s Lower Peninsula. Independent Bank offers full range of financial services.

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Independent Bank allows you to take control of your finances with their online banking system which you can use anytime from the comfort of your computer. This guide is to help you sign in, reset your password, enroll and know online services provided by the bank.


To sign in, you must be a holder of existing online account at Independent Bank. The steps here assist you login into account using your PC:

Step 1- On PC browser, please enter or click to open Independent Bank’s website

Step 2- In the homepage, click the shown drop down box then select Online Banking as shown below


Step 3- Please enter your username, then Continue


Step 4- Enter your password, then click Sign In


After you are authorized, continue with your online banking transactions


Having difficulties remembering your password or login ID? Please feel free to contact the bank on phone for help at 1-800-355-0641


In order for you to be eligible to enroll, you must be an account holder at Independent Bank. To enroll follow these steps:

Step 1- Follow the first two steps in the login section above

Step 2- Click the Sign up link shown below


Step 3- Select account type and accept the bank’s online banking terms, then click Continue


Step 4- Fill in the information needed in the Online Banking Enrollment form, then click Continue


Once you successfully finish the enrollment process, you will have an active online account.


As customer with Independent Bank’s online account, you can:

  • Pay a bill to anyone in the U.S., Virgin Islands, or Puerto Rico
  • Create recurring payments and set up stop payment requests
  • View all your transactions on a single page
  • Pay Independent Bank loans
  • Transfers funds to different Independent Bank accounts
  • Create email and text alerts on account activity
  • View latest online banking news

Video Instructions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Independent Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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