Southern Independent Bank Online Banking Login

Southern Independent Bank is a true community bank organized in 2006 by a group of local business leader.  The bank has embraced the finest traditions of community banking to provide a full array of accounts, loans and financial services. The bank operates 2 branch locations with headquarters in Opp, Alabama. The bank is a wholly owned subsidiary of Southern Independent Bancshares, Inc.

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Southern Independent Bank offers 24 hours reliable, user-friendly and accessible online banking in this fast-paced world. The online banking service provides with full-time access to manage your finances from the comfort of your home, workplace or on the road. The platform is secured from cyber attacks through a multi layer security structures. Consider the detailed guide below to enroll, log in and even reset your forgotten password.


If you have an online banking account, please follow the steps below to log in:

Step 1 – Click this link to access the bank website.

Step 2 – Enter your Access ID and Password in the Online Banking Login section.

After verification of your login credentials, you will be able to access your online banking account.


If you are unable to access your Southern Independent Bank online banking account, kindly follow the steps below to reset your login password:

Step 1 – In the Online Banking Login section, click the Forgot Password link

Step 2 – Enter your Username, last 4 digits of your Social Security Number and email address then click Reset Password 

A temporary password will be emailed to you once your details are verified in the bank database. Use it to log in and set a preferred password.


Any customer with an eligible account in the Southern Independent Bank is eligible to sign up for the online banking service. Follow the steps below to self-enroll:

Step 1 – In the Online banking Login section, click First-Time User link

Step 2 – Select your account type and enter the online banking enrollment details then click Enroll

Your details will first be submitted and upon approval, you will be allowed to set your online banking login credentials.


With a Southern Independent Bank online banking account, a customer can be able to:

  • Check account balances and transactions history
  • Transfer funds between eligible accounts
  • Schedule future or recurring payments
  • Pay bills online
  • View images of cleared checks
  • Make loan payments
  • Set up account alerts and reminders

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Southern Independent Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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