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Lake Michigan Credit Union Routing Numbers & Wire Transfer

    Lake Michigan credit union has come a long way. Found in 1933 by school teacher Lloyd F. Hutt, he teamed up with a team of other 13 fellow visionary teachers to create what was then referred to as Grand Rapids Teachers Credit Union. Today, the credit union’s members comprises of all those who reside, work and attend school within Michigan State. It has over 300,000 members with assets totaling $4,492,783,269.

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ROUTING NUMBERS

A routing number in the US determines which financial institution a transaction is destined to or originates from.

Lake Michigan Credit Union’s routing number is 272480678. 

WHERE TO FIND ON A CHECK

Lake Michigan Credit Union’s routing number is the same for its members and can be found on your check at the lower left corner.

The sample check below shows where you can find it

trustco-check

HOW TO WIRE MONEY

Lake Michigan Credit Union through its collaboration with the Federal Reserve Bank makes it possible to receive most domestic wires within 24-48 hours.

International wire transfers can take up to 30 days to be credited to account.

International wires into Lake Michigan Credit Union account come through an intermediary.

It is worth noting that there will be a wire transfer fee charged to the account the funds are deposited into or withdrawn from.

Domestic Wire

Lake Michigan Credit Union customers can receive wire transfers from other financial institutions in the United States provided they give the sender the needed information shown below.

  • Bank Name – Lake Michigan Credit Union
  • Routing Number – 272480678
  • Address of Bank – Grand Rapids, MI
  • Beneficiary’s Name – Your name as it appears in your statement
  • Beneficiary’s Account Number – Your full Lake Michigan Credit Union account number

International Wire

To receive international wire transfers from another bank outside the United States the sender will require the following information about the intermediary bank.

  • Bank Name –
  • Address –
  • Routing number –

Add the following details to the above information and submit to the sender.



  • Beneficiary Bank – Lake Michigan Credit Union
  • Routing Number – 272480678
  • Address of Bank – Grand Rapids, MI
  • Customer’s Name – Your name as it appears in your statement
  • Customer’s Account Number – Your full Lake Michigan Credit Union account number

Wire Transfer Fees for Lake Michigan Credit Union

There is a wire transfer fee charged to each account every time it sends or receives wire transfer funds.

Here is the fee breakdown:

International Wire Transfers –  $10 for each incoming transaction in addition to the intermediary bank fees and $60 for each outgoing transaction in addition to  to the intermediary bank fee

Domestic Wire Transfers – $5 for each incoming transaction and $25 for each outgoing transaction.



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