Lake Michigan Credit Union Online Banking Login

Lake Michigan credit union has come a long way. Found in 1933 by school teacher Lloyd F. Hutt, he teamed up with a team of other 13 fellow visionary teachers to create what was then referred to as Grand Rapids Teachers Credit Union. Today, the credit union’s members comprises of all those who reside, work and attend school within Michigan State. It has over 300,000 members with assets totaling $4,492,783,269.

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You get convenience when you use Lake Michigan Credit Union online banking feature. You can access the online account anywhere and anytime that is convenient for you. if you are not sure what to do when it comes to logging into your online account, how to reset your lost password and how to enroll, this guide shows you how to do everything.


You can login to your LMCU anytime so long as you have the account and the right login credentials. Below are steps to follow when logging in.

Step 1– Proceed to the homepage of LMCU by either manually typing this address: on your address bar or just clicking this link: Lake Michigan Credit Union Homapage.

Step 2–  You will see a login area in the homepage as shown below. Enter your user ID and click Login.


Step 3– on the next page, enter your password and click “Submit”.


You will be logged into your account. Don’t forget to use the right case because password is case sensitive.


Forgetting your password shouldn’t dampen your spirits because regaining access to your account has been made very easy. In order to reset your password, please follow the steps below.

Step 1– On the login area, click the link that says, “Forgot Password?”


Step 2- On the next page, enter your User ID, first name, last name and the last 4 digits of your social security number.


Step 3- Click submit.

Wait for an email with instructions on how to reset your password.


You can easily create an online banking account with LMCU if you don’t have one. Here is how to go about it.

Step 1- on the login box, click “Sign Up”.


Step 2– A drop Down box will appear where you need to select whether you are signing up for personal banking, 2016-07-29_1725

Choose the best option for you and proceed with the registration process.

Should you experience any problem with the online enrollment process, call customer service at (800) 242-9790


What you can do at the physical branch you can do it in your online account. With LMCU online account, you can, among other things:

  • Pay bills online
  • Open an account
  • Receive eStatements
  • Receive eAlerts
  • Apply for a loan


Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Lake Michigan Credit Union and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. LaDona Joseph

    Need to register my new address on my account with you

  2. Bill Lawrence Htang

    My account set up


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