Michigan Schools and Government Credit Union Online Banking Login

Michigan Schools and Government Credit Union (MSGCU) provides resources, help, support and expertize members need to reach their financial goals. The credit union was formed to cater for the banking need of students, employees, alumni and retirees of various educational institutions in Michigan counties. Politicians, employees and appointed officials of any agency or department of federal government are also eligible for membership, including any person aged 55 years and over and who receives retirement annuity.

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Michigan Schools and Government Credit Union online banking information enables you to access your account whenever you want and wherever you are. Data encryption and password ensures that your online transactions are secure. Here is how to login and enroll with Michigan Schools and Government Credit Union.


Step 1– Go to this address http://www.msgcu.org/, the homepage of Michigan Schools and Government Credit Union.

Step 2– Scroll to the bottom of the page and enter your username and password in the login area.


Once you login, you will be taken to the online banking dashboard where you can manage your account.

Tip- password is case sensitive. If you are having problems with your password, it is probably because you did not use the right case. So check your Caps lock.


Have your username or password? Do not worry, you can easily reset your password or username if you can no longer remember your login credentials. Here are the steps to resetting your password.

Step 1– Click the link that says “Forgot your Password?”


Step 2– Click submit

A link to reset your password will be emailed to you using the email you used to register your account.

If you forgot your user ID, you can call their customer representative at 586.263.8800 or visit your branch.


Enrolling for an online banking account is easy and fast. Here are the steps to enroll with MSGCU online banking.

Step 1– Just below the login area, click the link that says “New User? Enroll here”. enroll

Step 2- On the next page, enter your account number and click next. enrols

Step 3- Follow the prompts and complete your registration


Banking online has never been so easy! You can manage your online account anywhere and anytime you want; whether from home, work, or anywhere in the word. With MSGCU’s free 24/7 Online Banking service, you can:

  • View your account transaction history
  • View your account balances
  • View images of canceled checks
  • View your eStatements
  • View pending transactions such as Debit/ATM card transactions.
  • Transfer funds between accounts in real time
  • Make online pay bill payments
  • Make mortgage, VISA, and loan payments
  • Receive account alerts
  • Receive account alerts via e-mail
  • Order checks
  • Apply for a mortgage, VISA, or personal loan

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Michigan Schools and Government Credit Union and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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