M&T Bank Routing Numbers & Wire Transfer

    M&T was established in 1856 as Manufacturers and Traders Bank. The bank operates over 650 branches that account for over 1,500 M&T Bank ATMs and over 15,000 employees across New York, Pennsylvania, Maryland, Washington, D.C., West Virginia, Virginia, Florida, New Jersey, Delaware and Toronto, Canada.

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ROUTING NUMBERS

For any wire transfers, routing number plays an essential role.

Below is a list of the routing numbers for the M&T Bank by location.

  • 022000046 – New York, New Jersey and Connecticut
  • 031302955 – Pennsylvania and Delaware
  • 052000113 – Maryland, Virginia, West Virginia and Washington, DC

WHERE TO FIND ON A CHECK

You can easily locate M&T Bank’s routing number on its check.

The image below shows you where you can locate it on the check.

Note: The routing number is the first nine digits at the bottom of the check

trustco-check

HOW TO WIRE MONEY

M&T Bank allows you send and receive high-value, time-sensitive payments in the U.S. and from abroad through wire services.

Wire transfer is the fastest means of receiving and transferring funds in M&T Bank account.

To receive international wire transfers, SWIFT Code is one of the requirements by the sending financial institution.

The transaction begins after the sending financial institution receives the needed information  from the recipient.

M&T Bank allows you perform wire transfers online or by visiting the nearest branch.

Domestic Wire

M&T Bank supports domestic wire transfers.



You can receive funds through domestic wire transfers in less than 24 hours.

To initiate domestic wire transfer, provide the following details to the sending institution.

  • Bank Name – M and T Bank 
  • Routing Number – 022000046
  • Address of Bank – Buffalo, NY
  • Beneficiary’s Name – Your name as it appears on your statement
  • Beneficiary’s Account Number – Your full M&T Bank account number

International Wire

M&T Bank allows its customers receive international wire transfers.

To receive international  wire transfers, provide the following details to the sending bank.



  • Swift Code – MANTUS33
  • Bank Name – M and T Bank 
  • Routing Number – 022000046
  • Address of Bank – Buffalo, NY
  • Beneficiary’s Name – Your name as it appears on your statement
  • Beneficiary’s Account Number – Your full M&T Bank account number

Wire Transfer Fees for M&T Bank

M&T Bank international and domestic wire transfer fees vary depending on if they are incoming or outgoing.

Here is the breakdown:

International Wire Transfers – $16 for each incoming transaction and $75 for each outgoing transaction.

Domestic Wire Transfers – $16 for each incoming transaction and $32 for each outgoing transaction.

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