M&T Bank Online Banking Login

M&T was established in 1856 as Manufacturers and Traders Bank. The bank operates over 650 branches that account for over 1,500 M&T Bank ATMs and over 15,000 employees across New York, Pennsylvania, Maryland, Washington, D.C., West Virginia, Virginia, Florida, New Jersey, Delaware and Toronto, Canada.

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M&T Bank Online Banking is a time-saving tool that allows you to manage your M&T checking, savings, money market, CD, lending and credit card accounts, at the office, home and on the go. The guide here will take you through the steps followed when one wants to login, reset password and enroll for the service via your PC.


M&T Bank’s Online Banking demands that its subscribers provide valid credentials in order to access online banking account. Below are the login steps:

Step 1-  In the browser, click or enter https://www.mtb.com/

Step 2- In the bank’s homepage, enter your User ID and passcode, then click Log In


After verifying you information, the system will allow you to proceed with your online banking transactions


Recover User ID

For help with your User ID, please call M&T Online Customer Service at
1-800-790-9130 (Mon-Fri 8am-9pm, Sat-Sun 9am-5pm ET).

Reset Passcode

For you to reset your forgotten passcode, the system must verify your identity. Please to follow these steps:

Step 1- In the homepage, please click Forgot your Passcode? link


Step 2- Please enter Your User ID and Social Security Number, then click Next


The system will guide you through the remaining steps


M&T Bank allows its customers  to enroll for its online banking service. Please follow these steps to enroll:

Step 1- Please, click the ‘Enroll Today’ link


Step 2- Now, choose Personal Accounts then select the card you want to enroll with and provide the requested verification information to proceed.


You will be prompted through the remaining steps


Through M&T Bank’s Online Banking service, you can:

  • See detailed information on your account balance and transaction
  • Transfer money between eligible accounts
  • Receive your statements and notices online
  • Receive balance, transaction and security updates
  • Send payments to almost anyone

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Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
M&T Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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