Synchrony Bank Routing Numbers & Wire Transfer

ROUTING NUMBERS

Wire transfers demand that you provide routing number for the recipient’s bank.

Below is a list of the various routing numbers for Synchrony Bank based on location.

• 021213591 – Morristown, New Jersey
• 042202688 – Draper, Utah

WHERE TO FIND ON A CHECK

You can easily locate Synchrony Bank routing number at the bottom of your check.

The following image will show you where you can locate the routing number at the bottom of the check.

HOW TO WIRE MONEY

It is possible to receive wire transfers in your Synchrony Bank.

Synchrony Bank wire transfer service provides a secure payment solution, which is reliable when you want to send or receive payments that need to be delivered in 24 hours.

You can receive domestic in your Synchrony Bank.

Wire transfer begins when the transferring financial institution receives your bank and account information.

Synchrony Bank customers can initiate wire transfers online or by visiting the local branch.

Domestic Wire

Your Synchrony Bank account can receive domestic wire transfers.

To be able to receive domestic wire transfers, provide the following information to the sending financial institution to begin the transfer process.

• Bank Name – Synchrony Bank
• Routing Number – 042202688
• Address of Bank – Draper, Utah
• Beneficiary’s Name – Your name as it appears in your account
• Beneficiary’s Account Number – Your Synchrony Bank account number

International Wire

Synchrony Bank is not member to the SWIFT network.

So, if you are to transfer or receive international wire transfer in your account, it will only be in US dollar.

To begin the transfer process, provide the following details to the sending financial institution.

• Swift Code – Not Applicable
• Routing Number – 042202688
• Bank Name – Synchrony Bank
• City, State – Draper, Utah
• Customer’s Name – Your name as it appears in your account
• Customer’s Account Number – Your Synchrony Bank account number

Wire Transfer Fees for Synchrony Bank

Synchrony Bank wire transfer fees vary depending on whether the transfers are incoming or outgoing.

Below is the fee breakdown:

Domestic Wire Transfers – $0 for every incoming transaction and $25 for each outgoing  transaction.

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