Bank of Ocean City Online Banking Login

Bank of Ocean City is a locally owned independent bank, established in 1916 with five locations in the greater Ocean City area. ts head office is in Maryland.

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Online Advantage is Bank of Ocean City’s internet banking platform. The online banking service provides you access to your bank account at the convenience. You can access your accounts from the comfort of your home, office or anywhere provided have internet access. The following guide will help personal account holders access online banking service by showing them how to log in, recover forgotten online credentials and even enroll for online banking service.


Personal online banking users at Bank of Ocean City can access their online banking accounts after providing their online banking credentials through steps outlined below:

Step 1- Click this link to access Bank of Ocean City  website

Step 2- In homepage, enter your Username and Password, then click Secure Login 

If the online banking system approves your login credentials, you will access your online banking account.


If you can’t recall your online banking password, please follow the steps outlined below to reset it online:

Step 1- In homepage, click Forgot Password link to begin the reset process

Step 2- Please provide your Username, Last 4 digits of Social Security number and email address, then click Reset Password 

After the online banking platform approves your account details, you will be able to reset your password.


To access online banking service, you must be an account holder at Bank of Ocean City. If you have a personal account, please follow the steps outlined below to enroll:

Step 1- In homepage, hover cursor over the 24 hour banking tab choose Internet Banking, Online Advantage then click Application 

Step 2- In the Personal Enrollment section, click  Online Advantage Personal Account Application link to proceed

Step 3- Download the application form, fill, sign and date it then submit at the nearest branch

After the bank representative approves your account details, your account will be set up and receive login credentials.


Online banking allows you to:

  • Access checking, savings and loan account information
  • Reconcile accounts anytime
  • Transfer funds between accounts
  • Export data to your personal financial software

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Bank of Ocean City and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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