Bank of Scotland Online Banking Login

The Bank of Scotland is a commercial bank with its headquarter in Edinburgh, Scotland. Its history dates back to 1695. Bank of Scotland is Scotland’s first and oldest bank.

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Online Banking service from Bank of Scotland allow users to manage their bank accounts from the comfort of office or home. Online banking is a convenient way of accessing your bank accounts whenever is appropriate for you. To enjoy the convenient service, account holders must enroll for online banking service and have access to the internet. The following guide will help personal account holders access online banking service by helping them log in, recover login credentials and enroll.


To access online banking service at Bank of Scotland, online banking users must provide their login credentials. To log in, follow steps outlined below:

Step 1- Click this link to access Bank of Scotland website

Step 2- In homepage, click Log in link to access login page

Step 3- Please enter your username and password, then click Continue 

Once the system approves your login credentials, you will access your online banking account.


Online banking users at Bank of Scotland can recover forgotten login credentials through the following steps:

Recovering Username

Step 1- In the login page, click Forgotten your username? link

Step 2- To recover your username, please enter your requested details so the system can confirm your identity, then click Continue

Once the system approves your account details, it will allow you recover your username.

Resetting Password

Step 1- In login page, click Forgotten your password? link

Step 2- Provide the bank with your account details so that it can confirm that you are the one making this request, then click Continue 

After approving your account details and validating your identity, the system will allow you access your account and and reset your password.


If you have a personal account at Bank of Scotland, please follow the steps outlined below to enroll for online banking service:

Step 1- In homepage, click Register link to begin

Step 2- Please provide the requested account details, the click Continue at the bottom

Once your account details match records in the bank, the system will allow you set up your online banking account.


Online banking at the Bank of Scotland allow users to:

  • Transfer money between accounts or pay people or companies
  • Get help and manage your personal details
  • Access all your accounts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Bank of Scotland and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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