Capital City Bank Online Banking Login

Founded in 1895 by George Saxon, Capital City Bank Group is a full service community bank that offers a range of personalized financial services within Alabama, Georgia, and Florida. The bank operates 66 banking offices and 71 ATMs within the 3 states. The bank acquired First National Bancorp and continues to grow its client base in many cities and counties.

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Capital City Bank provides free virtual online account to all of its customers. The online account makes it easy to manage your money and bill payments. In order to manage your account effectively, you need to know how to login and how to change passwords.

How to Login

You can easily log into your Capital City online bank account as long you have a PC and internet connection. Login varies depending on whether you’re an individual customer, business, or treasury management client.

Step 1- Go to from your PC or mobile browser

Step 2- Click on the Personal banking on the left side of the page

Capital City Bank Personal Banking Login

You will be taken to the personal banking page

Step 3- Enter your password in the field as shown

Capital City Bank Banking Password.

Note: All clients who are logging for the first time are required to verify their identification using a Secure Access Code.

Forgot Password?

Don’t worry if you have forgotten your Capital City Bank password. You can easily change your password by following the steps below:

Step 1- Click on the personal banking tab on the home page

Step 2- Next, click on the forgotten password link below the login fields

Change Capital City password

Step 3- Enter your username

Capital City Bank Online Banking Username

When you use a Secure Access Code, we send a one-time code to an e-mail address, mobile phone number via SMS (text) message or phone number via automated voice message that is on file for you.

Create Capital City Online Account

It’s really easy to enroll for online banking via Capital City bank website. Here’s how you can create your account today.

Step 1- from the home page, click on the Sign Up Now Link

Capital City Bank Enroll Online Banking

Step  3- Review and accept Online Banking Terms and Conditions then click I Agree

CAPITAL CITY BANK Online Agreement

Step 3- Enter verification details as shown then click continue

CAPITAL CITY BANK Verification Information

Step 4- Fill and review your online banking profile then click submit

CAPITAL CITY BANK Online Personal Details

Once you fill and submit the details, you will receive confirmation email within 1 business day in the email address you provided.

Benefits of Capital City Online Account:

Capital City Online account gives you virtual control over your account wherever you are. Once you sign up for an account, you will be able to:

  • Account your online account 24/7
  • Do real-time transaction from your checking and savings accounts
  • Transfer funds directly to another Capital City Bank account or other bank
  • Check your actual account balance information
  • Setup personal alerts and reminders for bill payment and due payments
  • Retrieve e-statements and record of payment history
  • View consolidated information of your account from one format
  • View e-checks
  • Export financial records and transactions into QuickBooks

Essentially, a Capital City Online account gives you virtual control over every aspect of your account. From setting notification or alerts to managing bills, you can do a whole lot of things quickly and conveniently.

Video Instructions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Capital City Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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