Carolina Trust Bank Online Banking Login

Carolina Trust Bank is a state chartered banking institution established in 2000.  The bank operates in 9 branch locations with headquarters in Lincolnton, North Carolina. It is a wholly owned subsidiary of Carolina Trust BancShares, Inc.

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Carolina Trust Bank online banking platform allows you to manage your accounts in one place. This service is user-friendly, easy and provides secure access to your finances anytime, anywhere. Further, the online banking service has extra features to help you sort out your bills online. If you have access to the internet and an account in the Carolina Trust Bank, kindly consider the simple instructions below on how to enroll, log in and reset forgotten password.


Personal online banking users can log in to their accounts through the steps outlined below:

Step 1 – Click this link to access the institution website on your PC browser.

Step 2 – Under online banking login, enter your User ID then click Login

Step 3 – Verify your personal image and enter your CTB Online Password then Submit

Once your login credentials are verified, you will be able to access the online banking service.


If you are having difficulties recalling your online banking password, kindly consider the steps below to reset it.

Step 1 – In the bank homepage, kindly click Can’t login link to open password recovery window

Step 2 – Enter your CTB Online ID, email address and email subject then click Continue


A new password will be emailed to you under the set email subject after verification of the submitted details.


If you have a checking or savings account in Carolina Trust Bank, you are eligible to enroll and enjoy online banking services. Consider the guide below on how to sign up:

Step 1 – In homepage, click First Time User link

Step 2 – Select your account type and fill in the verification information then click Continue

Your details will be verified and be taken through the enrollment process.


Using personal online banking service at Carolina Trust Bank, you can:

  • Access and manage CTB accounts information
  • Transfer funds between accounts
  • Make payments on loans
  • View images of cleared checks
  • Pay bills online
  • Enroll and receive your e-statements
  • Check account balances

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Carolina Trust Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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