Cheaha Bank Online Banking Login

Cheaha Bank is a home-owned, community bank established in 2000 by a group of local businessmen. The bank provides an array of personal and commercial banking services products to the communities in Alabama. It is a wholly owned subsidiary of Cheaha Financial Group, Inc. The bank is headquartered in Oxford, Alabama.

Build your credit with Kikoff

Cheaha Bank online banking service provides its clients with unlimited access to their bank accounts from the comfort of their home, office or on the go. This service can be accessed through your smartphone or laptop with internet connection.  It allows you to view account activity, account balances and much more. Cheaha Bank protects its customer data through a bit encryption and multilayer security structures. Consider the simple instructions below to enroll, log in and reset your forgotten password.


If you have online banking account, kindly log in through the steps below:

Step 1 – Click this link to access the bank website.

Step 2 – In the Online Banking Login section, enter your User ID then click Login

Step 3 – Click Continue with Security Code

Step 4 – Choose how to receive the OT security code then click Continue

After verification of your OTP Code, you will enter your password then access your online banking account.


If you are unable to access your Cheaha Bank online banking account, follow the steps below to retrieve your online banking login credentials:


Step 1 – In the Sign On login page, click Forgot your username link

Step 2 – Enter your Email Address, SSN and Account Number then click Submit

Your username will be sent via Email.


Cheaha Bank does not allow its users to self-reset their online banking login passwords. If you are unable to access your online banking account, kindly contact the bank customer care at 256-831-1613 for assistance. You will be required to confirm your identity first then your password will be reset. Alternatively, visit any bank branch for assistance.



Any client with an account in Cheaha Bank is eligible to join and enjoy online banking benefits. Follow the guide below to sign up:

Step 1 – In the bank homepage, click Enroll link

Step 2 – Select account type and fill in the enrollment form then click Continue Enrollment

The bank online system will verify the details you have submitted and upon approval, your account will be created and be notified through a welcome email.


Enrolled users of Cheaha Bank online banking are able to:

  • Transfer funds between eligible accounts
  • Pay bills online
  • View images of your checks and deposits
  • Set account alerts
  • Make loan payments
  • Schedule recurring or future payments

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Cheaha Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

Leave a Comment

Login Instructions for Other Banks (See all)