Elmira Savings Bank Online Banking Login

Elmira Savings Bank is a community bank established in 1869. The bank is publicly held and has 13 branches with its headquarter in Elmira, New York. The bank provides banking services to communities living in Chemung, Tompkins, Cayuga, Schuyler, Steuben and Broome Counties.

Build your credit with Kikoff

Elmira Savings Bank Online Banking Service can help you manage your finances more efficiently and effectively directly from your computer. The online banking platform allows you to do your banking anytime from anywhere. With a checking or savings account you can use the guide below to enroll, login and reset forgotten password.


If you are enrolled in the online banking platform, follow the steps below to log in:

Step 1 – Open this link https://www.elmirasavingsbank.com to access the bank website.

Step 2 – Under Online Banking service, enter your Username then click Login

Step 3 – Use the one-time security code by clicking Continue with Security Code

Step 4 – Choose how to receive the code then click Continue

Once you receive and the security code and enter it you will be allowed to access your online banking account.


Elmira Savings Bank has incorporated multi-layer security encryption system which does not store password in the database. You do not need to memorise a password since the bank will use the one time security code which is normally send to your mobile number every time you login. If you have trouble logging in to your account call the bank representatives at 607-734-3374.


Any customer with a checking or savings account in the bank can enroll in the service by following the steps below:

Step 1 – In the homepage, please click Enroll link

Step 2 – Enter the requested fields and select your account type then click Continue Enrollment

Your enrollment details will be verified and upon approval you will be allowed to proceed with the enrollment process and set up your login credentials.


When you enroll in Elmira Savings Bank online banking you can:

  • View transactions history
  • Access & balance your accounts
  • Transfer funds
  • View check images
  • Pay bills

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Elmira Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25


  1. Donald Jack Thomas

    Yesterday, I took all the documents I needed to Community Bank (ESL) to close my mother’s checking and savings accounts. I had all the proper documentation to do this, but I was told her account doesn’t exist because the bank changing from ESL to CB. In other words, that money is gone, and we have no idea what to do, that isn’t an answer and I need answers on this because I can’t be the only person this has happened to. It’s not okay that they take that money!

  2. myrtle webster

    are you able to connect with experian boost

  3. Judy/Melvin Bair

    Can I pay my Elmira Savings Bank loan payment on line? I don’t have a checking or savings account with ESB. I thought I signed up for it. I have a username and password, but all I can see is my balance and payments. I can’t find a way to pay from my checking account with another bank.


Leave a Comment

Login Instructions for Other Banks (See all)