Farmers & Merchants Bank Online Banking Login

Farmers & Merchants Bank is a locally owned financial institution founded in 1903 by a group of fifteen farmers and leaders. It provides banking products and services to the communities living in Indiana. The bank has headquarters in Laotto, Indiana.

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Farmers & Merchants Bank Online Banking provides its customers with full-time access to their accounts at their own convenience. It can be accessed at any location in the world as long as you have internet access. Any client with an account in the bank can consider the detailed guide below to enroll, login and reset forgotten password.


Online banking users can follow the steps below to log into their online banking accounts:

Step 1 – Click this link to open the bank website on your PC browser

Step 2 – Under Online Banking Login, enter your Username then click Log In

Step 3 – Answer the security question then Submit

If your security answer is correct, you will be allowed to proceed and enter your password.


If you have forgotten your Farmers & Merchants Bank online banking login credentials, kindly follow the guide below to reset them:

Forgotten Password

Step 1 – In the bank homepage, click Forgot Password link

Step 2 – Enter your Username then Submit

You will be prompted to answer a security question and thereafter be allowed to reset your password.

Forgotten Username

Step 1 – Under Online Banking Login panel, click Forgot Username link

Step 2 – Enter your email address then Submit

Your username will be emailed to you afterward.


Any customer with an account in Farmers & Merchants Bank can easily enroll for online banking service. Follow the steps below to register:

Step 1 – In the bank homepage, click New User Registration link

Step 2 – Fill in the online banking registration form and review the Terms and Conditions then Submit and Print

Take the hard copy of your registration form to the nearest branch office or email it to the bank for verification. Once your details are verified, your account will be created and be notified through a welcome email.


Online banking users at Farmers & Merchants Bank can:

  • Review account balances
  • Transfer funds between accounts
  • Schedule recurring payments or transfers
  • View e-statements
  • Pay bills
  • Access account transactions
  • View images of cleared checks

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Farmers & Merchants Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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