Farmers and Merchants State Bank Online Banking Login

Farmers and Merchants State Bank is a state chartered bank established in 1897. It has served a big part in the financial and economic growth of Northwest Ohio. The bank operates from 23 locations and 37 ATMs with its headquarter in Archbold, Ohio.

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Farmers and Merchants State Bank offers online banking service as a virtual way of accessing and managing your bank account. This service is free and you can access your account information from any computer, 24 hours a day. Follow the steps below to enroll, log in and reset forgotten password.


If you are enrolled in the online banking service, you can simply log in to your account by following the steps below:

Step 1 – Open this link to access the bank website.      

Step 2 – Enter your Username and Password then click Login

Your login credentials will be verified and be allowed to access your online banking account upon approval.


Farmers and Merchants State Bank allows its customer to self-reset their passwords online if they forgot them. Follow the simple steps below to reset yours.

Step 1 – In the bank homepage, kindly click Forgot Password link

Step 2 – Please, enter your Username, last 4 digits of your SSN and your email address then click Reset Password

The will first approve the details you have provided and there after allow you to set a new online banking password.


Every customer with a checking or savings account in the bank is eligible to enroll in the online banking platform. Follow the steps below to enroll in the service:

Step 1 – In the homepage, kindly click New User Enrollment link

Step 2 – Select your account type and enter all the required enrollment information then click Enroll

If your information is valid, you will be allowed to continue with the Enrollment process and set your account login credentials.


By enrolling to the Farmers and Merchants State Bank online banking you are allowed to:

  • View account balances
  • Access transaction history
  • Receive e-statements periodically
  • Transfer funds between accounts
  • Place stop payment on a check
  • Get real time account information

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Farmers and Merchants State Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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