First City Bank Online Banking Login

First City Bank of Florida is a state charted banking facility established in 1997 as First City Bank Of Fort Walton. It serves the financials needs of the communities living in South Okaloosa County through 2 full-service locations, ATM centres, and online banking platforms. It is headquartered in Fort Walton Beach, Florida.

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First City Bank provides its clients with reliable, user-friendly and free personal online banking service. This platform eases how clients do their everyday banking activities from the comfort of their homes, workplaces or on vacation. The online banking platform is secured through multi-layer security frameworks. It allows clients to transfer funds, pay bills, view balances and much more. Follow the simple instructions below to enroll, log in and reset forgotten password.


Any user with an online banking account can log in through the steps below:

Step 1 – Click this link to access the bank website on your web-enabled device.

Step 2 – In the bank homepage, click Access your Account to access the login panel

Step 3 – In the Login panel, select Personal Account and enter your Username and Password then click Log In. 

Your logins will be verified and be able to access your account


If you are unable to access your First City Bank online banking account, please follow the steps below to reset your login password:

Step 1 –  In the login panel, click Forgot Password link

Step 2 – Enter your Username, last 4 digits of your SSN and email address then click Reset Password. 

A new temporary password will be emailed to you. Use it to log in and reset your password.


If you have a checking, deposit or savings account in the First City Bank, you can enroll and enjoy the online banking features. Follow the simple guide below to sign up:

Step 1 – In the login panel, kindly click Enroll Now link

Step 2 – Select your account type and enter the requested enrollment details then click Enroll

Your details will first be verified, then be guided through the enrollment process.


Any enrolled user of First City Bank can:

  • View account balances
  • Enroll and Retrieve account eStatements
  • Pay bills online
  • Transfer funds between accounts
  • Re-order checks
  • View images of cleared checks

And much more

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First City Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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