First Commerce Bank Online Banking Login

First Commerce Bank is a community-based commercial bank founded in 2006 as Northern State Bank. The bank operates  8 branches locations through the headquarter in Lakewood, New Jersey.

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First Commerce Bank’s Online Banking Service helps customers access and manage their finances anytime at your own convenience. It is secure, free and easy to use service. If you have a checking or savings account in the bank and stable internet connection, consider the guide below on how to enroll, login and reset forgotten password to access online banking service.


To access your online banking account, follow steps below to log in:

Step 1 – Open this link to access the bank website.

Step 2 – In homepage, please click Online Banking link

Step 3 – Click Personal Banking Login option in the drop down

Step 4 – Enter your User ID then click Continue

Step 5 –Click Continue with Security Code to receive one-time security code

Step 6 – Choose how to receive the code then click Continue

Once you receive and enter the code you will be directed to access your online banking account


First Commerce Bank uses the multi-layer security encryption system which does not store a password in the database. You do not need to memorize your password since the bank will use the one-time security code which is normally sent to your mobile number every time you log in. For assistance call the bank customer care at 877-702-6985.


Customers with the preferred account in the bank can enroll for online banking through the steps below:

Step 1 – In Online Banking drop down, please click Register link in Personal Banking option

Step 2 – Select account type, read and accept the Bank Online Banking Agreement then click I Agree

Step 3 – Enter the personal information then click Continue

Your enrollment details will be verified and the bank system will take you through the rest of enrollment process.


Enrolling in First Commerce Bank online banking allows you to:

  • Verify transaction history
  • Check account balances
  • Transfer funds
  • Access paperless statements
  • Pay bills

Video Instructions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First Commerce Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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