Gate City Bank Online Banking Login

Gate City Bank began operations in 1923. The bank has 36 locations in 19 communities across North Dakota and Western Minnesota. Its headquarter is in Fargo, North Dakota.

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Gate City Bank allows you access your bank account anytime, anywhere with its free Online Banking system. This convenient tool enables you manage your financial life with just a few clicks. Online Banking is appropriate for individuals who prefer to perform their banking activities in their own convenient time anytime, anywhere. This guide is a step by step manual on how Gate City Bank customers login, reset/recover forgotten login credentials and enroll for online banking service.


Gate City Bank Online Banking customers can access their bank accounts online by submitting their approved online banking credentials. If you’ve your valid online banking credentials, please follow this guide:

Step 1- First of all, to access the bank’s website go to

Step 2- In the homepage, click on the LOG IN TO ONLINE BANKING tab to log in


Step 3- Please enter your Username and password, then click LOG IN  in the Registered Users Online Banking section


If the credentials match with a record in the bank’s database, you will be allowed to access your bank accounts.


Online Banking customers in Gate City Bank are allowed to recover or reset forgotten online banking credentials. Below are steps involved

Recover Username

Step 1- Please follow the first two steps in How To Log In section above

Step 2- Click the Forgot Username or Password link to recover your username


Step 3- In the opened page, click I forgot my username link


Step 4- Now, enter the email address you used to enroll


You will receive an email with your online banking Username

Reset Forgotten Password

Step 1- Please follow the first two steps in the How To Log In section

Step 2- Click the Forgot Username or Password link to reset your password


Step 3- Please enter your registered phone number and Username, then click Send me a new password


The bank will send you a new password


Only account holders in Gate City Bank can enroll for the bank’s online banking service. Here are the enrollment steps

Step 1- Please follow the first two steps in the How To Log In section

Step 2- Click the Sign Up button in the NEW USERS section to initiate the enrollment process


Step 3- Please fill in the requested information in the Secure Sign Up form, then click Complete Sign up. Note: Remember to tick both Bill Pay and Terms & Conditions checkboxes


The Bank will validate your information before completing your enrollment.


Gate City Bank’s Online Banking features enable customer:

  • Pay bills online
  • See account balances
  • View and save check images for a maximum of seven years
  • Transfer funds between Gate City Bank accounts
  • Schedule automatic transfers
  • Make loan payments
  • Download account information into accounting software

Holiday Schedule for 2020 & 2021

These are the federal holidays of which the Federal Reserve Bank is closed.
Gate City Bank and other financial institutes are closed on the same holidays.

Holiday 2020 2021
New Year's Day January 1 January 1
Martin Luther King Day January 20 January 18
Presidents Day February 17 February 15
Memorial Day May 25 May 31
Independence Day July 4 July 4
Labor Day September 7 September 6
Columbus Day October 12 October 11
Veterans Day November 11 November 11
Thanksgiving Day November 26 November 25
Christmas Day December 25 December 25

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