Lake Area Bank has been serving the financial needs of its “neighbors” since 1915. The bank is dedicated to offering you various products and services that meet your changing financial needs. Lake Area Bank is based in Minnesota with branches in Forest Lake, Harris, Hugo, Lindstrom, Stillwater, and White Bear Lake.
- Branch / ATM Locator
- Website: https://www.lakeareabank.com/
- Routing Number: 091912521
- Swift Code: Not Available
- Mobile App: Android | iPhone
- Telephone Number: 651-257-1117
- Headquartered In: Minnesota
- Founded: 1915 (110 years ago)
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Bank's Rating:
(8 votes, average: 3.38 out of 5)
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Lake Area Bank’s Online Banking service is meant to offer customers the flexibility of accessing their personal banking information via a computer that is internet-enabled, whenever is convenient for them. The following guide will help you login, reset forgotten password and enroll for the online banking service.
HOW TO LOG IN
For online banking users in Lake Area Bank to access the service, everyone must provide his or her login details. Here are the login steps:
Step 1- In your browser, open this link https://www.lakeareabank.com/ to access Lake Area Bank’s website
Step 2- In homepage, enter your Access ID then click Login
Step 3- Please enter your password in the shown field, then click Submit
If the login credentials are valid, the system will allow you access your online banking account.
FORGOTTEN PASSWORD/LOG ID
For anyone who is unable to recall his/her online banking password, he/she can use these steps to reset it:
Step 1- Login using your Access ID and when requested to provide your password, please click Forgot Password? link shown here
Step 2- Please enter your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit
After the system validating your personal information, you will receive your password via email.
HOW TO ENROLL
Any personal account holder in Lake Area Bank can enroll for the bank’s online banking service. To enroll, follow these steps:
Step 1- In homepage, click the Enroll link shown here
Step 2- Please fill in the requested details in the First Time User Authentication form, then click Submit. Note: Your password is the last 4 digits of your SSN.
The system will allow you set up your online banking credentials after authenticating your personal details.
MANAGE LAKE AREA BANK ONLINE BANKING ACCOUNT
Online banking allows you:
- Pay bills
- View account balances
- Make loan payments or transfer funds between Lake Area Bank accounts
- View check images
- Download transaction information
- View or print account statements
- Place stop payments
- View transaction history
Federal Holiday Schedule for 2025 & 2026
These are the federal holidays of which the Federal Reserve Bank is closed.
Lake Area Bank and other financial institutes are closed on the same holidays.
| Holiday | 2025 | 2026 |
|---|---|---|
| New Year's Day | January 2 | January 1 |
| Martin Luther King Day | January 20 | January 19 |
| Presidents Day | February 17 | February 16 |
| Memorial Day | May 26 | May 25 |
| Juneteenth Independence Day | June 19 | June 19 |
| Independence Day | July 4 | July 3 |
| Labor Day | September 1 | September 7 |
| Columbus Day | October 13 | October 12 |
| Veterans Day | November 11 | November 11 |
| Thanksgiving Day | November 27 | November 26 |
| Christmas Day | December 25 | December 25 |
