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Lake Area Bank Online Banking Login

Lake Area Bank has been serving the financial needs of its “neighbors” since 1915. The bank is dedicated to offering you various products and services that meet your changing financial needs. Lake Area Bank is based in Minnesota with branches in Forest Lake, Harris, Hugo, Lindstrom, Stillwater, and White Bear Lake.

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Lake Area Bank’s Online Banking service is meant to offer customers the flexibility of accessing their personal banking information via a computer that is internet-enabled, whenever is convenient for them. The following guide will help you login, reset forgotten password and enroll for the online banking service.


For online banking users in Lake Area Bank to access the service, everyone must provide his or her login details. Here are the login steps:

Step 1- In your browser, open this link to access Lake Area Bank’s website

Step 2- In homepage, enter your Access ID then click Login

Step 3- Please enter your password in the shown field, then click Submit

If the login credentials are valid, the system will allow you access your online banking account.


For anyone who is unable to recall his/her online banking password, he/she can use these steps to reset it:

Step 1- Login using your Access ID and when requested to provide your password, please click Forgot Password? link shown here

Step 2- Please enter your Access ID, Last 4 Digits of Tax ID Number and Email Address, then click Submit

After the system validating your personal information, you will receive your password via email.


Any personal account holder in Lake Area Bank can enroll for the bank’s online banking service. To enroll, follow these steps:

Step 1- In homepage, click the Enroll link shown here

Step 2- Please fill in the requested details in the First Time User Authentication form, then click Submit. Note: Your password is the last 4 digits of your SSN.

The system will allow you set up your online banking credentials after authenticating your personal details.


Online banking allows you:

  • Pay bills
  • View account balances
  • Make loan payments or transfer funds between Lake Area Bank accounts
  • View check images
  • Download transaction information
  • View or print account statements
  • Place stop payments
  • View transaction history

Holiday Schedule for 2019 & 2020

These are the federal holidays of which the Federal Reserve Bank is closed.
Lake Area Bank and other financial institutes are closed on the same holidays.

Holiday 2019 2020
New Year's Day January 1 January 1
Martin Luther King Day January 21 January 20
Presidents Day February 18 February 17
Memorial Day May 27 May 25
Independence Day July 4 July 4
Labor Day September 2 September 7
Columbus Day October 14 October 12
Veterans Day November 11 November 11
Thanksgiving Day November 28 November 26
Christmas Day December 25 December 25

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