Lake Shore Savings Bank Online Banking Login

Lake Shore Savings was originally chartered as a savings and loan association in 1891 in New York. The corporate headquarters is at Dunkirk, New York. The bank serves its customers through eleven full-service branch offices and eighteen ATM’s.

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Online Banking with Lake Shore Savings Bank gives you the convenience of banking via your PC from home or office. Personal Online Banking incorporates access to comprehensive information regarding all your deposit and loan accounts. Customers can enroll in the bank’s  Online Banking service. The guide below will help personal account holders in Lake Shore Savings Bank access online banking service.


If you have an account in the bank you can provide your login credentials to access your bank account online. To login, follow these steps:

Step 1- In your browser, open this link to access Lake Shore Savings Bank’s website

Step 2- in the homepage, click Log on to PERSONAL Online Banking button to access login page

Step 3- Enter your Username and password, then click Log in 

If your online banking credentials are valid, you will access your online banking account.


Any personal online banking user can reset his/her forgotten online banking password through the steps outlined below:

Step 1- In the login page, click Forgot Password? link

Step 2- In order to reset your password, enter the username you use to log in to online banking, your Social Security Number and your email address, then click Reset Password

Upon successful verification of this information, you will receive an email with your temporary password and further instructions.


Personal account holders in Lake Shore Savings Bank can enroll for the bank’s online banking service through the steps outlined below:

Step 1- In the login page, click Enroll Now  link to initiate the enrollment process

Step 2- Please enter your full account number, the account type, your Social Security Number and email address at which you would like to receive confirmations and notifications, then click Enroll

The system will validate your details before allowing you proceed with enrollment.


Online banking from Lake Shore Savings Bank allows you:

  • Pay all of your bills quickly and easily
  • View your account activity anytime
  • View your last 18 months of transaction
  • Access current balances
  • Transfer funds between your accounts
  • Make loan payments
  • Stop payments
  • Examine your balance, payment or available credit
  • Track current interest rates
  • Receive monthly deposit account statements in your inbox
  • Receive email alerts when your statements
  • View front and back sides of cleared checks

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Lake Shore Savings Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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