Mercantile Bank Online Banking Login

Mercantile Bank was established in 1906 in Quincy, Illinois. Mercantile Bank is part of the United Community Bancorp, Inc., which is an approximately $1.8 billion dollar enterprise operating four state-chartered banks with 33 outlets in 23 communities.

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With online banking from Mercantile Bank, you can visit the bank anytime of day or night, from the convenience of your Internet-enabled personal computer. Mercantile Bank’s online banking allows complete and secure access to your accounts on demand. The following is a guide on how to login, reset forgotten password and enroll in online banking.


For anyone access his or her bank account online, he or she must provide his login credentials. To login to Mercantile Bank, please follow these steps:

Step 1- Open this link to access Mercantile Bank website

Step 2- In the homepage, please enter your PERSONAL LOGIN in the shown field, then click GO


Step 3- Please enter your password in the highlighted field, then click Submit


The bank will grant you access after validating your login credentials.


As an online banking customer, the bank allows you reset your forgotten online banking password, online. To reset your password, follow these steps:

Step 1- After submitting your PERSONAL LOGIN, click the shown Forgot Password? link


Step 2- Please provide your Access ID, Last 4 Digits of Tax ID Number and Email Address in the shown fields, then click Submit


You will receive an email with your password.


Mercantile Bank allows its customers enroll in online banking. To enroll in online banking, please follow these steps:

Step 1- In the homepage, click the shown Enroll Now link


Step 2- Please fill in the requested details in the First Time User Authentication form, then click Submit. Note: If you haven’t reset your Telephone Banking PIN it is the last 4 of your Social Security Number.


The system after approving your details, it will activate your online banking account.


Mercantile Bank’s online banking platform allows you:

  • Check your balances
  • Access specific transactions
  • Review account histories
  • Transfer funds between accounts
  • View check images
  • Access statements
  • Sign up for eAlerts

Federal Holiday Schedule for 2022 & 2023

These are the federal holidays of which the Federal Reserve Bank is closed.
Mercantile Bank and other financial institutes are closed on the same holidays.

Holiday 2022 2023
New Year's Day December 31 January 2
Martin Luther King Day January 17 January 16
Presidents Day February 21 February 20
Memorial Day May 30 May 29
Juneteenth Independence Day June 20 June 19
Independence Day July 4 July 4
Labor Day September 5 September 4
Columbus Day October 10 October 9
Veterans Day November 11 November 10
Thanksgiving Day November 24 November 23
Christmas Day December 26 December 25

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