Putnam 1st Mercantile Bank Online Banking Login

Putnam 1st Mercantile bank  was established in 2005 and is located in Cookeville, Tennessee. The bank provides both personal and commercial banking services.

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Online Banking provided by Putnam 1st Mercantile Bank eliminates the need for you to go to your local branch to perform your banking transactions. Here are the steps involved when you are about to Login, reset password and enroll for the online service.


As an Online Banking subscriber in Putnam 1st Mercantile Bank, you must provide valid credentials for you to access your online account. Please follow these steps to login:

Step 1-  In the browser, click or enter https://www.1stmerc.net/

Step 2- In the homepage, enter your Username in the Online Banking section, then click Login


Step 3- Please click the shown button to proceed with a one-time security code


Step 4- Next, choose whether you want to receive the code either by phone call or text message, then click Continue


Upon establishing your identity, the system will grant you access to your account


If you can’t recall your Login credentials, please feel free to contact the bank at 931-528-6372 during the normal business hours for assistance.


Putnam 1st Mercantile Bank allows you as a customer to enroll for its online banking service. Please follow these steps to enroll:

Step 1- In the homepage, click the ‘Enroll in Online Banking’ link


Step 2- Please fill in the requested information in the form in order for the bank to verify your identity, then scroll down and click Continue Enrollment


The system upon establishing your identity will allow you to proceed with the enrollment


Online Banking service by Putnam 1st Mercantile Bank allows you to:

  • Snap-shot and details view of all your accounts and balances
  • View pending and posted transactions
  • Set account alerts
  • Transfer funds between your accounts
  • Make international and local wire transfers

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Putnam 1st Mercantile Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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