Small Town Bank Online Banking Login

Small Town Bank provides personal and commercial banking services. Small Town Bank was established in 1999 and has its headquarter in Wedowee, Alabama. It is owned and operated by local shareholders in East Central Alabama, West Georgia and surrounding areas.

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In the modern busy world, it’s hard to find the time to perform everything you need, let alone things you want. Small Town Bank’s Online Banking service gives you access to your finances wherever you are. You only need access to the internet. Online banking allows you view account information, pay bills and much more from the comfort of your home computer, laptop or mobile device. The service accessible 24/7. The following guide will help personal account holders access online banking service by helping them log in, reset/recover forgotten login credentials and even enroll for the service.


All personal online banking users must provide their online banking credentials to access their accounts. Follow the steps outlined below to log in:

Step 1- Open this link to access Small Town Bank website

Step 2- In the homepage, enter your User ID, then click Secure Login 

Step 3- Click Continue with Security code to receive a one-time security code

Step 4- Choose how you want to receive it, either by text or a phone call, then click Continue 

The system will grant you access to your account after validating your login details.


If you can’t recall your online banking credentials, please feel free to call customer care at 256-357-4936 for direction on how to recover access to your online banking account.


Personal account holders at Small Town Bank can enroll for the online banking service through the steps outlined below:

Step 1- In the homepage, click Enroll link to begin the enrollment process

Step 2-  Please provide the requested information so that the bank can verify your identity. Note: It can take up to 2 business days to process the enrollment request.

After the bank approves your account credentials, you will be notified and receive your online banking credentials.


Online banking allows users to:

  • Access account information
  • View account balance
  • Transfer funds
  • Make loan payments
  • Set up alerts

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Small Town Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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