Southcrest Bank Online Banking Login

was established in 1920 under the name The First National Bank of Polk County. The bank operates 12 branches and three loan offices across Georgia and Alabama.

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Southcrest Bank Online Banking gives you constant access to your finances via the internet. This guide’s purpose is to show you how to login, change password and enroll for the bank’s online account. Also, the guide will highlight the available service.


To login into your online account, the online system demands you enter valid login credentials. The steps here will assist you sign in via your PC:

Step 1-  On PC browser, click or enter to open Southcrest Bank homepage

Step 2- In the homepage, click Account Login shown here to access the login page


Step 3- Please enter your Username, then click Sign on 


Step 4- Click the Continue with Security Code button to receive a one-time security code


Step 5- Now, choose if you want to receive the code via phone call or text message, then click Continue


After your credentials are correct, you will access your account


Are you having issues recalling your password or Username? Then, follow these steps to reset and retrieve them respectively

Recovering Username

Step 1- In the login page, click the ‘Forgot your username?‘ link


Step 2- Please enter your account email address, SSN/TIN and Account number, then click Submit to verify your identity


After confirming your identity, the system will email you your Username

Resetting Password

Step 1- In the login page, click the ‘Reset your password?‘ link shown below

Step 2- To verify your identity and reset your password, please enter your username, SSN/TIN, and Account number, then click Continue


If the credentials are correct, you will proceed to reset your password


For anyone to enroll for Southcrest Bank’s online account, he or she requires an account in the bank. Follow these steps to enroll:

Step 1- In the login page, click the ‘Enroll for Online Banking‘ link shown here


Step 2- Please provide the requested information to verify your identity, then click Continue enrollment


After successfully enrolling, you will have an active online account.


Online Banking clients at Southcrest Bank can:

  • See current balances and transactions
  • View images of cleared checks and deposited items
  • Transfer funds between accounts
  • Download account information

Video Instructions

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Southcrest Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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