United Federal Credit Union Online Banking Login

Founded by five employees in 1949 in St. Joseph, United Federal Credit Union has seen tremendous growth to a $2 billion worth of assets. Members enjoy same benefits regardless of the size of their accounts.

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The Federal Credit Union was created in 1949 by a small group of individuals who wanted to provide a financial solution to the community through the power of collaboration. The result was an institution that provides personal and business banking services to the members and even the employees. The commitment to community is absolute.

In our pursuit to improve service provision we now have an internet online banking platform. Such a platform will enable members to access services no matter where they may be. Here are guidelines to logging in

How to Log in

If you have already registered for on the online Federal Credit Union, follow the instruction below to log in to your account.

Step 1 – Open up your browser and enter the URL https://unitedfcu.com/


Step 2 – On the top right corner of the homepage, there is a log in box. Enter your Log in ID and your Password.


Step 3 – Click on the Log in button and you will be able to access online banking services.


Forgot Password

In case you have forgotten your password or your Log in ID do not despair we’ve got you covered. To retrieve or get a new password follow the instructions below.

Step 1 – Enter your Login ID on the homepage and tick on the Forgot your Password button found right below the Log in button.


Step 2 – You will receive an email sent to you on the instructions on how to change your password.

How to Enroll

In case you do not have a United Federal Credit Union account here are the instructions on how to get one.

Step 1 – On the homepage click on the ‘Enrol in Online Banking’ button found right below the Log in button.


Step 2 – You will be directed to a page where you will be required to fill in your details. These are your Member Number, your Social Security Number, and your Desired Login ID.


Step 3 – Click on the Continue button to submit your details.


Managing United Federal Credit Union online account

With a United Federal Credit Union online account, you will be able to access a wide range of services. These includes:

  • Transfer of money forms one account to another
  • Pay your bills
  • Pay your loans
  • Check your bank balance
  • View your previous transactions.

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
United Federal Credit Union and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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