The CC Bank Blog
How to Make Your Way Through and Avoid Going Bankrupt
When many students leave their parents’ home for the first time, they are faced with the need to budget and plan their income and expenses on their own.
For this reason, students are often faced with financial problems in the first few months of “adult life”.
Usually, it is a problem of overspending and a shortage of funds, and it can be very difficult to admit it to parents.
What can you do to avoid money problems?
Well, it’s simple enough: you need to learn how to create a student budget that allows you to easily cover all mandatory expenses and not save on extra expenses.
Especially for you, we have prepared useful tips that will increase your level of student financial literacy and help you to forget about money problems forever!
Continue ReadingFinancial Management for Millennials in 4 Steps
Carelessness about finances turns into debt and paycheck-to-paycheck survival.
How to improve your financial situation and gain a sense of security with the help of modern web services, read this article to find out.
Young people from 20 to 30 years old are most often careless about finances.
We earn a living, spend on our needs, entertainment and hobbies, but we do not even think about the rational use of money, about our budget, or about the possibility of investing.
It doesn’t matter how much you earn, because investing and calculating your budget is a different relationship to money, and quantity has nothing to do with it.
This article is about how to manage your finances if you get a stable salary and rarely have an income on the side.
Below you will find a description of the strategy that works perfectly even with very modest salaries, as well as several tools that will help you manage your finances more conveniently.
Continue ReadingThese Money Saving Methods Are Scientifically-Proven
We all want to save money for something.
For a new car, a house, a vacation in a foreign country, for retirement, or to have just in case something unpredicted happens.
But saving money might not be as easy as it seems for some people.
While many theories say people are either spenders or savers, saving money can be a challenge for anyone.
Saving money is also linked to how much money you spend.
Saving money is usually a long-term goal, but spending it can happen every day.
All you need is a reason to spend that money instead of adding it to your piggy bank.
So, which is the science behind saving money?
Are there any scientifically proven money-saving methods?
Find out below.
Continue ReadingPurchasing A Home: How To Choose The Best Mortgage
In the US, average house prices are soaring, with the median price of an existing home clocking in at $284,600.
Although fun and exciting, purchasing a home also often involves financial challenges.
Shopping around for the best mortgage can help ensure that you choose a financing option that suits your needs and budget over the long term.
Continue Reading