First Option Bank Online Banking Login

First Option Bank is a state chartered commercial bank established in 1923 as First National Bank. It is held and operated by Osawatomie Agency, Inc. It serves its customers in 5 branch locations with headquarters in Osawatomie, Kansas.

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First Option Bank’s online banking service is designed to ease service delivery to its customers. It gives you full access to your finances anytime, anywhere. All you need is a checking or savings account and access to the internet. Consider the guide below on how to enroll, log in and reset forgotten password to access online banking service.


Follow the steps below to log in to your online banking account, if you have valid online banking credentials:

Step 1 – Click this link to open the bank website.

Step 2 – Under Online Banking, enter your Username then click Login

Step 3 – Click Continue with Security Code link to proceed with one-time security code

Step 4 – Select how you want to receive the security code then click Continue

Once you receive the code, enter it and you will be allowed to access your online banking account.


For security purposes, First Option Bank does not use password security system. The one-time security code is more convenient since it is normally valid for single login. Any user does not need to set a preferred password since the system sets a new password for ever log in. For assistance, visit the nearest branch office or contact the customer care at 877-755-2025.


Any customer at First Option Bank with a personal checking or savings account can follow the steps below to enroll for online banking:

Step 1 – In homepage, kindly click Enroll in Online Banking link

Step 2 – Select account type, fill in all the fields to confirm your identity then click Continue

Your details will be submitted for verification purposes and upon approval be allowed to finalize the enrollment process.


Online banking service at First Option Bank allows you to:

  • Check balances
  • Access account e-statements
  • Transfer funds between accounts
  • Schedule recurring payments
  • View transactions history
  • Setup account alerts
  • Make loan payments
  • Reorder checks

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
First Option Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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