Heritage Bank of Commerce Online Banking Login

Heritage Bank of Commerce is a community based financial institution established in 1994. The bank provides a wide range of premier banking services to businesses and individuals in the San Francisco Bay Area. The bank operates 11 full-service branches, telephone, and online banking platforms. It is headquartered in San Jose, California.

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Heritage Bank of Commerce provides its customers with full-time access to their finances through online banking service. This service gives its clients 24-hour access to their account irrespective of their location as long one has an internet connection. The bank uses 128-bit encryption security frameworks to protect clients’ information. Consider the simple guide below on how to enroll, log in and reset forgotten password.


If you are enrolled in online banking platform, kindly follow the simple steps below to log in:

Step 1 – Click this link https://www.heritagebankofcommerce.com/ to access the bank website

Step 2 – In homepage, enter your Username then click Go

Step 3 – Enter your Password then click Sign In

Once your logins are verified you will be allowed to access the online banking service.


If you are having challenges when accessing your Heritage Bank of Commerce online banking service, kindly follow the guidelines below to reset your password:

Step 1 – Login using your Login ID then click Forgot Your Password when prompted to enter a password

Step 2 – Confirm your password reset request

A new password will be emailed to the email address on your file in the bank database.


Any client with a checking, deposit, loan or savings account in Heritage Bank of Commerce is eligible to join online banking community. Follow the steps below to enroll:

Step 1 – In the bank homepage, click Enroll in Personal Online Banking link

Step 2 – Review the bank Online Banking Consent to Receive Electronic Records and enter the Captcha text then click I Agree

Step 3 – Review Online Banking Disclosure and Agreement then click I Accept the terms and conditions

Step 4 – Enter your SSN and your names then click Continue

The bank will verify your details and walk you through the enrollment process.


users of Heritage Bank of Commerce’s online banking service can:

  • View account balances
  • Transfer funds between accounts
  • Pay bills
  • View images of cleared checks
  • Schedule future transfers or payments
  • Set up text or email alerts
  • View account statements

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Heritage Bank of Commerce and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

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