Spirit of Texas Bank Online Banking Login

Spirit of Texas Bank is a state-chartered financial institution founded in 1976. It serves the communities living in State of Texas. It provides a range of loan, deposit, and online banking products to meet the commercial and consumer banking needs. It operates in 14 full-service office locations with headquarters in College Station, Texas.

Build your credit with Kikoff

Spirit of Texas Bank Online Banking allows its customers to access and manage their loan and deposit accounts from any web-enabled computer or mobile device. A customer is able to view accounts to balance budgets or to ensure financial security, pay bills and so much more. This platform is secured from internet threats such as identity theft through bit encryption and advanced security protocols. Kindly consider the simple guide below on how to enroll, log in and reset forgotten password.


Log in to online banking service through the steps below:

Step 1 – Open this link https://www.sotb.com/ to access the bank website

Step 2 – In the bank homepage, click Online Banking link

Step 3 – Enter your User ID then click Login

Step 4 – Verify your Personal Image and enter your password then Submit

Your details will first be verified in the bank online systems then be allowed to access the online banking platform.


If you have forgotten your online banking login credentials, kindly follow the steps below to reset your password:

Step 1 – Login using your User ID then click Reset Password when prompted to enter a password

Step 2 – Enter your Internet Banking ID, email address and email subject then click Continue

A new password will be emailed to you under the set email subject. Use it to log in and set a preferred password.


If you have an active account in Spirit of Texas Bank then you are eligible to join and enjoy online banking features. Kindly follow the steps below to enroll in the service:

Step 1 – Log in using your name then click Enroll link in the password page

Step 2 – Review the Online Banking Disclosure and Consent then click I Agree

Step 3 – Enter the personal information then Submit

After your details are submitted and validated in the bank database, you will be guided through the rest of enrollment steps.


Spirit of Texas Bank online banking platform allow users to:

  • View real-time account balances
  • Pay bills online
  • Make loan payments
  • Schedule future or recurring payments
  • Transfer funds between accounts
  • Set account alerts
  • Review account statements and account activity

Federal Holiday Schedule for 2023 & 2024

These are the federal holidays of which the Federal Reserve Bank is closed.
Spirit of Texas Bank and other financial institutes are closed on the same holidays.

Holiday 2023 2024
New Year's Day January 2 January 1
Martin Luther King Day January 16 January 15
Presidents Day February 20 February 19
Memorial Day May 29 May 27
Juneteenth Independence Day June 19 June 19
Independence Day July 4 July 4
Labor Day September 4 September 2
Columbus Day October 9 October 14
Veterans Day November 10 November 11
Thanksgiving Day November 23 November 28
Christmas Day December 25 December 25

Leave a Comment

Login Instructions for Other Banks (See all)